• The insurance agent helps in promoting and selling of insurance products and services to its clients.

• Giving sound financial advisory services and customer support to the clients

• Needs to deal with not only individuals but their families.

• Needs to have good relationship including good rapport with his/her existing and prospective clients

• General awareness about the markets

• To protect individuals and families

• To protect assets and retirement income

• To provide income replacement to your beneficiaries

• To provide the community with Financial Literacy & Awareness

Living Benefits is insurance you don't have to die to use.  You can access a percentage of the face value of your Life Insurance if you trigger certain critical and chronic illnesses, critical injuries and terminal illness.  Should you trigger any of these events, live too long or die too soon, you have peace of mind knowing that you are protected and your beneficiaries will be taken care of.

Indexed Universal Life Strategy

• Build Tax-Free Retirement Income

• Grow your savings Tax-Free

• Withdraw your money Tax-Free

• Distribute to your heirs Tax-Free

• Never lose principle of savings

• Protection from market losses

• Out performs 401k, 457b & 403b

• Build Tax-Free College Savings

• Become your own bank / Infinite Banking

As an independent Life Agent there are many roles and services you can provide with your license. You have the opportunities to educate your community about financial education and awareness.  You can provide a roadmap to create generational wealth.  You can provide business owners with strategies for retirement income, annuities,  business insurance and asset protection. You can educate on strategies for real estate investments. As an agent, you will be in business for yourself but never by yourself and you will have access to coaches and trainers to build your own team.  Commissions from contracts you write that get approved will be paid to you as soon as 2 weeks. Your book of business can generate passive income for as long as your clients keeps their policy. 

An annuity is a financial product typically offered by insurance companies that provides regular payments to an individual, either immediately or at a future date, in exchange for an initial lump sum or a series of payments. The main types of annuities include:

• Fixed Annuities: Offer guaranteed, stable interest rates and payments..

• Indexed Annuities: Returns are linked to a market index but with a guaranteed principal protection.

Annuities are commonly used for retirement income, providing a steady stream of payments that can last for a set period or the annuitant's lifetime. They also offer tax-deferred growth, meaning earnings accumulate without immediate taxation. However, annuities often come with fees and potential penalties for early withdrawal.